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Michael Grant

Real Estate Sales Representative & Mortgage Agent

 

 

SELLER SERVICES

Working with a Realtor assures you that you will receive full value for your home. Selling a home can be complicated, time comsuming and full of legal implications. It's important that you work with a real estate professional prepared to meet those demands! 

  5 Quick Tips for Home SELLERS 

 1.        Find and Work With a Qualified Real Estate Agent

 Hopefully you have already done that! We can discuss how best to market your   home and examine the tools to effectively determine its value


 2.      Determine How Much Equity You Have in Your Home

 Like pre-qualification, it is vital to know how much money you have wrapped   up in your home as this is the source of your down payment and will determine   how much you can afford


 3.      Contact Your Current Lender

 This is when you find out what penalties and fees are and decide if its   financially sound  to take a new mortgage or keep the current one. I can help   you determine your best course of action


 4.      Determine if You Will Buy or Sell First

 If it is a sellers market, then you can buy before you sell. If its a sellers market,   you should sell before you buy. We will examine the market together and   determine your best course of action


 5.      Acceptance of Offer

 Once an offer is received, you can either accept or decline it. Assuming you   accept, you will work with your agent, lawyer and other professionals to ensure   a smooth move out of your home



  5 Quick Tips for Home BUYERS

1.      Start Saving Now

Start saving, the earlier the better and every little bit counts. One of the biggest first time home buying mistakes is having insufficient down payment or closing costs. 5% down is the legal minimum plus 1.5% for closing costs is the general rule of thumb


2.      Find and Work With a Qualified Real Estate Agent

A great agent will help you navigate the complex world of real estate transactions and provide you with personalized advice to help you reach your goals.


3.      Get Pre-approved for a Mortgage

Luckily for you I am a 1-stop shop! I have over 10 years of mortgage experience and can easily pre-qualify you in under 5 minutes. Before you fall in love with a home, it's important to know if what you can afford. You can get an estimate by using my Affordability Calculator


4.      Start House Hunting

Once you know what you can afford, you can start the fun part of the process: Looking for that dream home. You can start here on my MLS page


5.      Make an Offer

I will work with you to align your  finances, find your dream home, and work with you to make an offer.  Once the offer is accepted, I will support you through the process and discuss the need for appraisals, inspections , mortgage and legal approval.

1.      Start Saving

If you have not already done so, start saving. One of the biggest first time home buying mistakes is having insufficient down payment or closing costs


2.      Find and Work With a Qualified Real Estate Agent

Hopefully you have already done that!


3.      Get Pre-approved for a Mortgage

Luckily for you I am a 1-stop shop! I have over 10 years of mortgage experience and can easily pre-qualify you in under 5 minutes. You'll need to know if you can afford that million dollar home or that 1/2 million dollar condo. You can get an estimate by using my Affordability Calculator


4.      Start House Hunting

Once you know what you can afford you can start the fun part or the process: Looking for that dream home. You can start here on my MLS page


5.      Make an Offer

Once you've determined your finances, found an agent, found your home, and you have an accepted offer, we will discuss next steps and determine if we require an appraisal or an inspection report(s), and seek mortgage and legal approval. I am here to assist with this

Michael Grant

Real Estate Sales Representative

Royal LePage Infinity

Have Questions?

Contact Me

Michael Grant

Michael Grant

Real Estate Sales Representative

Royal LePage Infinity

386 Eglinton Ave. W., Toronto, ON , M5N 1A2

  michael@40acresrealestate.ca

  (647) 763-2273

  (416) 256-0888
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Patient, experienced, customer service driven, real estate and mortgage agent can assist you with financing your home purchase, whether you have credit, down payment or income issues.
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