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Michael Grant

Real Estate Sales Representative & Mortgage Agent

 

 

BUYER SERVICES

There is a big difference between buying a home and selling a home. They require tailored duties and services at each stage of the process. It's important that you work with a real estate professional that can find you the perfect home at the perfect price! 

  5 Quick Tips for Home BUYERS



 1.      Start Saving Now

 Start saving, the earlier the better and every little bit counts. One of the biggest first time home buying mistakes is having insufficient down payment or closing costs. 5% down is the legal minimum plus 1.5% for closing costs is the   general rule of thumb


 2.      Find and Work With a Qualified Real Estate Agent

 A great agent will help you navigate the complex world of real estate   transactions and provide you with personalized advice to help you reach your goals.


 3.      Get Pre-approved for a Mortgage

 Luckily for you I am a 1-stop shop! I have over 10 years of mortgage experience and can easily pre-qualify you in under 5 minutes. Before you fall in love with a home, it's important to know if what you can afford. You can get an estimate by using my Affordability Calculator


 4.      Start House Hunting

 Once you know what you can afford, you can start the fun part of the process:  Looking for that dream home. You can start here on my MLS page


 5.      Make an Offer

 I will work with you to align your  finances, find your dream home, and work   with you to make an offer.  Once the offer is accepted, I will support you through the process and discuss the need for appraisals, inspections , mortgage and legal approval.

  5 Quick Tips For Home SELLERS

 1.        Find and Work With a Qualified Real Estate Agent

 Hopefully you have already done that! We can discuss how best to market your home and examine the tools to effectively determine its value


 2.      Determine How Much Equity You Have in Your Home

 Like pre-qualification, it is vital to know how much money you have wrapped up in your home as this is the source of your down payment and will determine how much you can afford

​

 3.      Contact Your Current Lender

 This is when you find out what penalties and fees are and decide if its   financially sound  to take a new mortgage or keep the current one. I can help you determine your best course of action


 4.      Determine if You Will Buy or Sell First

 If it is a sellers market, then you can buy before you sell. If its a buyers market,   you should sell before you buy. We will examine the market together and determine your best course of action


 5.      Acceptance of Offer

 Once an offer is received, you can either accept or decline it. Assuming you accept, you will work with your agent, lawyer and other professionals to ensure a smooth move out of your home

Michael Grant

Real Estate Sales Representative

Royal LePage Infinity

Have Questions?

Contact Me

Michael Grant

Michael Grant

Real Estate Sales Representative

Royal LePage Infinity

386 Eglinton Ave. W., Toronto, ON , M5N 1A2

  michael@40acresrealestate.ca

  (647) 763-2273

  (416) 256-0888
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Patient, experienced, customer service driven, real estate and mortgage agent can assist you with financing your home purchase, whether you have credit, down payment or income issues.
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